Best Travel Insurance Plans for Digital Nomads and Road Adventurers

TEMPO.CO, Jakarta - For extra peace of mind when traveling, some people choose to spend some of their money on travel insurance. What is it? Forbes explains that it is a type of insurance that compensates for money lost due to unexpected events before and during your trip. It also covers trip cancellation, lost luggage, and even medical care.

When choosing a travel insurance plan, it is important to consider factors such as coverage options, customer service, and cost. If you're planning to buy one, this article will help you choose some of the best travel insurance plans from specific companies, according to Forbes Advisor.

Best Travel Insurance

1. PrimeCover’s Luxe

Forbes ranked PrimeCover as one of the best travel insurance companies as of August 2024, especially when it comes to medical evacuation. For an average cost of $496, you get comprehensive coverage that includes medical emergencies, trip cancellations, baggage delays, and more.

2. Travel Insured International’s Worldwide Trip Protector

Travel Insured is among the travel insurance companies offering plans with the lowest average price, at $370. Despite being "budget-friendly," the Worldwide Trip Protector is still top-notch. Its non-medical evacuation coverage is superior, but Travel Insured also gives you other benefits such as "Cancel for Any Reason" and "Interruption for Any Reason".

3. WorldTrips’ Atlas Journey Premier

WorldTrips' Atlas Journey Premier may entice you with its fun add-ons. If you're planning on traveling with your pets, this plan offers extra coverage. Other perks you get for an average price of $408 include adventure sports, medical expenses, and vacation rental accommodations.

4. TravelSafe’s Classic Plus Plan

TravelSafe's Classic Plus is another excellent option for travelers, especially when it comes to the $2,500 in missed connection benefits. You will also be impressed with the baggage loss coverage and travel delay limits, making TravelSafe one of the best travel insurance companies to choose.

5. Nationwide’s Cruise Luxury

Next on this list is Nationwide, dubbed as the best for policy perks by Forbes. It has a trusted track record in insurance and an abundance of excellent benefits to offer.

Despite the word “cruise”, you don't have to be on a cruise to benefit from the policy's coverage. Some of the most outstanding benefits include “interruption for any reason” and “cancel for work reasons” coverage, which can actually be upgraded to “cancel for any reason”.

6. AIG’s Travel Guard Deluxe

The travel benefits you receive may not always be appropriate for your condition. But with AIG, you can customize them. Your Travel Guard Deluxe has numerous add-ons, such as optional pet, wedding, security, adventure sports and more, that you can customize to meet your needs.

7. Seven Corners’ Trip Protection Choice

Forbes named Seven Corners one of the best travel insurance companies because of its excellent medical and evacuation coverage. Specifically, it's Trip Protection Choice offers you great medical and evacuation benefits at an average cost of $527. Coverage limits for emergency medical and evacuation are $500,000 and $1 million per person, respectively.

8. AXA Assistance USA’s Platinum Plan

Last but not least, you can choose AXA's Platinum Plan for your upcoming trip. The best thing about this plan is its baggage coverage of $3,000 per person. Not to mention that with this Platinum Plan you will also receive excellent medical and non-medical evacuation benefits, as well as interesting add-ons such as car rental damage coverage and lost rounds of golf.

Forbes

Editor's Choice: Best Travel Credit Cards in Canada 2024, No Annual Fee

Click here to get the latest news updates from Tempo on Google News