TEMPO.CO, Jakarta - When you get married, it means you combine two previously separate lives into a relationship that runs on common goals.
It can be a difficult transition, especially on financial.
Quoted from The Balance, most people do not see the fit of financial principles when they start dating. When it comes to combining the principle, ie get married, you and your partner may be surprised.
Here are four financial mistakes that you do not want as newlyweds.
1. Have no budget or plan
It is important to have a budget and a long-term plan. In a long-term plan, you should include financial goals for retirement, home ownership and starting a family.
It is important for you to sit down and talk about this before you get married. A small discussion of what your goals and flexible timelines can make budgeting so much easier in achieving the same thoughts and financial goals. Be sure to adjust the situation again once you start having a child.
2. Lying
You should not make it a habit to lie to your spouse about anything when it comes to financing. Some women often joking by hiding their shopping bags from their husbands before their spouses go home, but it can cause serious financial problems in a relationship.
Make sure that both of you are honest with each other in financial terms and you are completely open about your current financial situation. If something props when you talk about money, you should consider it as a warning sign and seek counseling before you get married.
3. Combine financial before marriage
There are many reasons why you should wait to combine finance until you get married. The law is set to protect married couples. You may have problems if you buy a house together or take on debt with each other.
Use each budget in every need or you and your spouse can alternately spend money. It is much fairer. It is important to have a plan. If you plan on paying off your partner's debts, then you should wait until you get married to do it.
4. Separate finance after marriage
There are several legitimate reasons to keep your finance separate after you get married. If there are problems such as excessive shopping habits, you may need to try to build trust between each other through household budgets. If not, you should budget all your money together and work towards common goals. It means no hidden savings or credit cards.
You should sit with each other regularly and make sure you achieve your goals. If your spouse does not combine financial after marriage, he or she may hide a bigger problem.
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