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OJK to Release Rules on Digital Banks in Early July

28 June 2021 09:23 WIB

Financial Services Authority (OJK) illustration. Tempo/Tony Hartawan

TEMPO.CO, JakartaThe Financial Services Authority (OJK) confirmed that it has finalized the draft of digital bank regulations. At present, the rules are being harmonized with the Law and Human Rights Ministry.

“It still requires time,” said the OJK Banking Supervision Chief Executive Heru Kristiana to Bisnis last week.

The regulation, which is awaited by banking industry players, is targeted to be issued no later than early July. It will regulate the operation of online banking services in the country. “The process of making the rule has been completed. Hopefully early next month, it will be [released] at the latest,” Heru added.

OJK Spokesperson Sekar Putih Djarot previously announced that the regulators were preparing a draft of OJK Regulation (POJK) on commercial banks including the establishment of new banks and those wishing to be digital full banks.

She said OJK did not have a dichotomy between digital banks or commercial banks, but commercial banks and rural credit banks (BPR) as noted in the banking law. What’s happening now, Sekar added, is efforts to adjust customer behavior as several banks have transformed to digital services.

OJK Deputy Director of Basel and International Banking Tony said a number of banks have claimed to be fully digital banks, namely Jenius from Bank BTPN, Wokee from Bank Bukopin, Digibank from DBS Bank, TMRW Bank UOB, and Bank Jago.

Read: Sulawesi OJK Warns Against the Use of Illegal Online Lenders

BISNIS.COM



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