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BI Wrap Up Rule on Online Transaction Payments

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29 June 2016 19:18 WIB

TEMPO.CO, Jakarta - Bank Indonesia (BI) is finalizing a regulation on e-transaction payments. The rule is expected to be finished this week.

Once effective, the rule will govern all payment aspects of the e-commerce business, from the industry players, internet payment gateways, e-wallets, and other elements.

The central bank's deputy governor Ronald Waas said that BI feels the need to regulate electronic transaction payments, given the vast development of e-commerce payment tools variety.

"BI will eventually regulate everything from e-commerce, e-wallet, clearing and everything else in a Bank Indonesia Regulation (PBI). We will divide the payment system into the main players group and the supporting players group," Ronald said on June 28, 2016, Bisnis Indonesia reported.

Supporting players, Ronald said, include producers of cards used as a payment tool such as a debit cards, credit cards, and e-payment cards. These supporting instruments will be required to have security system certificates as well.

Ronald said the rule will also list the requirement to establish an e-commerce business, which includes having the status of a legal entity.

Indonesia currently has a number of operating internet payment gateways, including FinPay, Ipaymu, Veritrans, and DOKU.

In the banking sector, the use of e-wallet is growing quite rapidly with large banks like BRI, Bank Mandiri and BNI having their own products.

There is also GO-PAY, developed by only transportation business Go-Jek, which the company operates on collaboration with Bank Mandiri, BRI and BCA.  

BISNIS.COM



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